Preheat your oven to 350°F (175°C) and spray a 9x13 baking dish with non-stick spray.

In a large skillet, heat 1 tablespoon of olive oil over medium heat. Add diced onions and bell peppers, sauté for 5-6 minutes, then add minced garlic and cook for another 30 seconds.

Add 2 lbs of ground beef, season with salt and pepper, and brown for 7-8 minutes, then drain excess fat.

Stir in 2 tablespoons of Worcestershire sauce and 8 oz of cream cheese until melted and well mixed.

Transfer the beef mixture into the baking dish, layer with provolone cheese and shredded mozzarella cheese on top.

Bake in the preheated oven for 22-25 minutes until the cheese is melted and golden brown.

Let it rest for 5 minutes before serving.