Begin by preheating your waffle maker according to the manufacturer's instructions.

In a mixing bowl, combine shredded mozzarella cheese, large eggs, diced ham, and almond flour if you're using it. Add garlic powder, onion powder, salt, and pepper to the mixture.

Lightly coat the preheated waffle maker with cooking spray or your choice of oil.

Spoon a generous portion of the prepared mixture onto the center of the waffle maker.

Cook the chaffles for about 3-5 minutes, or until they turn golden brown and crisp.

Once cooked, carefully remove the Ham and Cheese Chaffles from the waffle maker using a fork or spatula.